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Tuesday, 8 January 2019
Things You Need to Know About Medigap Plans
Topic: Business
On average, Original Medicare covers only about half of the healthcare expenses. Almost every medical beneficiary who enrolled in the Original Medicare in Texas buys additional Medigap plans in Texas to fill the gaps in Original Medicare coverage.

So what is included in Medigap plans ( harringroup/medicare-supplements ), what are different types of Medigap plans, and how to enroll in a Medigap plan? Today we will find out answers to these key questions.

What is included in a Medigap plan?

Purpose of the Medigap plan is to fill the gaps of Original Medicare which pays for many of your healthcare services and supplies, but not for everything. You can also say that Original Medicare is incomplete without an additional Medicare supplement plans or Medigap plans in Texas.

Medigap plans include the following benefits:

•  Medicare Part A copayments and deductible

•  Medicare Part B copayments and deductibles

•  Hospital costs and medical costs that Original Medicare does not include such as skilled nursing facility, emergency overseas travel coverage, and part B excess charges.

However, Medigap plan is extra health insurance. It cannot be used in place of Original Medicare. For part A and Part B health coverage, you have to enroll in Original Medicare. Medigap plans also do not provide Medicare Prescription Drug (Part D) coverage. If you want to avail Part D coverage, you have to enroll in a stand-alone Part D Plan. Also, if you travel outside the U.S. Medigap policies, it does not cover dental, vision, hearing, and long-term care.

What are the different types of Medigap plans?

Currently, there are ten standardized Medigap plans, each represented by a letter (A, B, C, D, F, G, K, L, M, N) and offers a different level of coverage.

Benefits of each standard category of the Medigap plan remains the same, no matter from which insurance company you have bought a plan. But prices may vary from company to company for the same category of Medigap plan. Plans E, H, I and J are not available for new users. However, the rest of the Medigap plans are available in most states.

How to apply for Medigap plans?

To buy a Medigap plan, you must have enrolled in Original Medicare. Medicare beneficiaries who are receiving Medicare benefits through Medicare Advantage plans cannot buy Medigap policies. It is illegal to sell a Medigap policy to a medical beneficiary who has enrolled in a Medicare Advantage plan ( ). Therefore, you can buy Medigap plans in Texas from your private insurance company only if you have Original Medicare.

If you want to sign up for Medicare supplement insurance plan, the best time to enroll is during your six months open enrollment period that is six months from the first day of the month of your 65th birthday or within six months of signing up for Medicare Part B.

So this was a brief introduction to Medigap plans. If you want to know more about Medigap plans in Texas, you can contact private insurance companies in your area.

Posted by brucem231 at 7:09 AM EST
An Overview of NAD IV Therapy
Topic: health
NAD IV therapy can help provide relief from many symptoms that occur due to degenerative processes in the body. These symptoms can be chronic fatigue, loss of mental clarity, reduced muscle functions, and stress.

The right NAD IV therapy provider can help you find relief from aging-related problems. For instance, if you are considering NAD IV therapy in NYC then search for only qualified and experienced providers.

Understanding NAD IV Therapy

NAD stands for nicotinamide adenine dinucleotide. It is a coenzyme of vitamin B3 or niacin present in the body that is essential for energy processes of the cells ( ). NAD is essential to keep in check the natural aging processes of the body. It helps the cells to remain healthy and function well.

With age, the NAD levels in the body can begin to reduce. Without adequate NAD, your mind and body can begin to experience various signs of aging. You can keep these aging signs at bay with the help of NAD IV therapy. It can also help restore cell vitality in people with alcohol or opiate addictions. When this important coenzyme is infused in the body intravenously, it helps in better distribution of NAD throughout the body.

NAD can help regulate mood by increasing the production of serotonin in the brain. Aging can cause depression, anxiety, and stress. NAD IV therapy can provide relief from these symptoms in a safe manner without the need for antidepressants. The therapy can also improve your energy levels and provide relief from chronic fatigue. It can strengthen muscles and even improve athletic performance. With NAD IV therapy, you counter several symptoms that are inevitable as you age.

NAD protects the cells from aging by lengthening the telomeres, which are found at the end of chromosomes. Telomeres tend to decrease in length with age. By protecting the telomeres, NAD helps to slow the aging of cells.

The Treatment

The duration and number of sessions for NAD IV therapy depends on individual requirements. A person using it to counter degenerative aging may require a different dose of the coenzyme than someone using it for cell repair needed due to alcohol abuse.

NAD IV therapy is an outpatient treatment and you may need to visit the clinic as recommended by your provider. Your provider will assess your medical history and health needs to determine the correct dosage of the coenzyme and the number of sessions needed for optimal results.

Treatment Considerations

NAD IV therapy is a safe treatment. The coenzyme is naturally present in the body. So, there is no risk of allergy reactions from the treatment. It needs to be carefully administered though. It is, therefore, vital to choose only those clinics where the therapy is administered by licensed medical professionals such as doctors or RNs.

It is also necessary that you are open with your provider about your medical history. Your provider will need to consider all health parameters before deciding if NAD IV therapy ( ) is the right treatment for you.

Posted by brucem231 at 6:14 AM EST
Herbal Medicine – A Natural Healing Technique
Topic: health
In simple words, herbal medicine in Houston is the natural way of healing an illness or maintaining overall wellbeing. The remedy is called natural because herbal medicine is made from herbs and medicinal plants ( ). Herbal medicine follows the holistic approach to treat the illness which is treating the underlying cause of the illness rather than just treating the symptoms.

Commonly used herbal medicines

Ayurvedic, Chinese, Aboriginal and western are some of the common forms of herbal medicine in Houston. The idea behind each of them is similar, their origin and the forms vary in each of these forms.

•  Ayurvedic medicine has its origin thousands of years back in India that has been able to travel all the way to the present world with equal acceptance and belief. It has also been effective in treating many human conditions that there is a dedicated course that students formally undergo at various renowned universities and institutes.

•  As the name suggests, Chinese medicine has its origin in China and can be dated back to the Stone Age. It has also become popular among other Asian and western countries as an effective alternative to conventional medicine.

•  Aboriginal medicine is the techniques and medicines which were used by humans at a different part of the world even before human civilizations came into existence. Most of the medicines are made from bushes and like plants.

•  Western herbal medicine is nothing but using the plants and herbs in a modern way which is in the form of tablets, syrups, oils, and juices. The herbs and plants are the same; only the preparation differs to suit the convenience of modern human generation.

Forms of herbal medicines

Herbal medicine in Houston is prepared from the different parts of the plants and herbs. There are different methods or forms to use herbal medicine.

•  Infusions, decoction, syrups, lotions, compresses, syrups, and poultices are the water-based preparation of herbal medicine. Infusion and decoction use the boiling water to prepare medicine from the hard parts of the plant.

•  Tinctures are the alcohol-based preparations. Non-alcoholic substitutes such as vinegar or geyserites are also available.

•  Herbal medicine is also available in the form of juice, powder, bath and skin wash, gargles and mouthwash, pessaries and suppositories, steam inhalation, and creams.

Benefits of herbal medicine

•  Being natural is the most important benefit of herbal medicine in Houston ( ). This makes them easily acceptable by the body because of the absence of any kind of chemicals and the preservatives.

•  There are no or minimum side effects of the herbal medicines.

•  Herbal medicines are comparatively less expensive than conventional medicines and treatments.

•  In addition to target the cause of the illness, it also boosts the immune system in general. This means the body not only heals but also become stronger for the future.

Posted by brucem231 at 3:30 AM EST
Cadmium Plating and its Advantages
Topic: Business
Prepared with an extremely robust, malleable, and bendable characteristic, deployment of cadmium plating ( sun-glo/cadmium-plating ) has been ever increasing in huge industries such as aviation, defense, automotive, electronics, electrical and more. A number of off-shore engineering projects nowadays look for cad plating objects to attain lasting outcome in adverse salt-water surroundings. Industries that produce cad plating, as well as its users, are obligated to follow all precautionary measures as per federal rules owing to its noxious effect on nature mother.

Cadmium plating is predominantly applied for plating objects made of steel, cast iron or aluminum to gain resistive coat to corrosion for metal substrates used in alkaline, salty and its equivalent environmental settings. Cadmium, a zinc by-product and a great alternative of gold plating are globally distinguished for its ‘sacrificial coating’ feature that enables it to protect its underlying metal even being rusted or decayed.

Cadmium Plating - Process

Typically, industries follow electro-deposition procedure for cad plating on metal substrates through an electrolyte solution based containing cadmium salt in barrels, vat, or other means. Amidst all possibilities of plating solutions, alkaline cyanide has received due recognition with its reliability to add the desired features to things that are coated. On the passing of electric change via the solution, cadmium from anode end travels and starts depositing on target metal at the cathode part. For plating of high volume small components like bolts, clips, washers, springs, fasteners, chiefly vat plating is carried out by plating companies.

Cadmium Plating - Benefits

Superior Corrosion Resistance

Right from aerospace to defense, off-shore to shipping and automotive to electronics, almost all major industries look for cadmium plating services for products and metal parts that sit in extreme environmental atmosphere. Given that the spares like nut, bolts, clamps, or fasteners keep hold of the major framework, more and more industries prefer using cad plated tools for its brilliant anti-corrosive feature.

Adhesive Feature

Needless to say, adhesiveness of metal substrates often appears critical in developing an airplane, structural engineering products, automotive and other industries. Innate adhesive quality of cad plating has been proven to be dependable, steady and enduring that makes it popular to industrial users.

Natural Lubricity

Natural lubricity feature of cadmium plated objects are proven to be effective to deal with frictional galling possibilities, commonly occur in moving parts of machinery. As those metal surfaces are plated with cadmium, their lubricity facet discards the possibility of friction that prevents work speed and thus uplifts productivity.

Great Visual

The lustrous appearance of cad plating resembles gold plating or silver plating ( ). In various industrial applications where aesthetic of product is in demand, cad plated materials are often demanded. It can also offer color options such as green, black, and olive.

Other plus points

  Lower electrical resistance

  Superior solderability

  Excellent conductivity

  Performs great as a paint base

  Resistive to bacteria

  Boast high-class galvanic compatibility as used with aluminum

Major Applications

Aerospace: used as a galvanic bonder for steel and aluminum parts of airframes/ flight crucial parts to protect them from corrosion and bonding benefit;

Electronics: relays, chassis, relays and other elements;

Transportation: hose radiator fittings, door latches, and braking components;

Marine: components used for products sit in salt water atmosphere;

Consumer: Home construction products and hardware;

Posted by brucem231 at 12:26 AM EST
Monday, 7 January 2019
Steps for Restaurant Grease Trap Cleaning
Topic: Home Improvement
Grease wastes, oils, and fats are common in restaurant establishments and disposing of them is a little difficult. Once they started cooling, they are transformed into semi-solid thereby trapping the grease, and this is quite a headache for the owners. In addition to trapping the grease, the food solids are also being trapped that generally goes down the drain ( draneranger/grease-grit-lint-traps ). As the solids and the grease are accumulated in the grease trap, it becomes inefficient. The result is backups into the parking lot or kitchen and possibility of backups in the sewer tank. These situations are disastrous for your restaurant. So let us discuss the solutions for restaurant grease trap cleaning.

First, you need to locate the grease trap before cleaning. Normally it is situated right in the ground outside the restaurant beside the kitchen’s dishwashing area or under a sink enclosed in a box or underneath the kitchen floor. After getting permission for cleaning as per the laws in your state, you need to have the right tools so that the job is perfectly done.

Coveralls – Never clean the trap wearing your trendy trousers or shirts, as you need to throw them after cleaning. Wear coveralls for protecting your clothes.

Rubber Gloves – It is necessary, as the grease is nasty and messy.

Shop Vacuum – Using this tool will help in pumping out the liquids and grease waste from the trap.

Wrench, Scraper and Crowbar – For removing the lid of the grease trap use a crowbar and depending on the grease trap design one may use a wrench instead of using a crowbar. For cleaning the baffles and tank, use a scrapper.

Procedure for Restaurant Grease Trap Cleaning

•  The first thing you need to do is waiting for a few minutes so that the water cools down inside the tank especially after the wastewater has been emptied from the three-compartment sink or automatic dishwasher. By doing this, the grease would be floating on top thereby making it easy to scoop.

•  Next is detaching the lid gently from the grease trap with wrench or crowbar. As the grease sludge often settles at the top which makes it easy for collection. With the help of shop vacuum firstly suck out the grease floating at the top and then the remaining food solids and water ( ). Always keep track how much your shop vac is being filled or else it would overflow all over the kitchen.

•  The third step is to use a scraper for scraping off the grease waste from the baffles, sides of the trap and the lid. When most of the grease was removed, clean the various parts of the trap with a steel pot scrubber, warm water, and soap thereby eliminating bad odor. For removing debris and soap, flush the trap with clean water.

•  To check whether there was no grease left in the trap, drain clean water from your kitchen sink.

Posted by brucem231 at 6:51 AM EST
Heal Your Body with Acupuncture Treatment
Topic: health
A comprehensive form of health treatment, Acupuncture was originated in China more than 2000 years ago, and currently, it is one of the favored practices of traditional Chinese medicine in western countries. For acupuncture treatment in Houston, a registered practitioner inserts thin needles through the patient’s skin at particular points on the body to balance the energy of the body ( ). It helps in treating various conditions like problems in digestion, pain in the knee, depression, and mood, osteoarthritis, chronic pain and back problems, muscle pain and spasms and many others. The Health and Human Services Department in the United States quoted that “With acupuncture treatment, positive results are seen in adults having vomiting and nausea. There are many situations where menstrual cramps, addiction, asthma, carpal tunnel syndrome are addressed with acupuncture.”

How Is Treatment done?

The ancient Chinese theory states that one can locate the acupuncture points on the pathways or meridians of the body where there is a flow of vital energy. An acupuncturist assesses the patient’s condition, inserts disposable, sterile, and thin needles, as well as offers complementary treatment like using Chinese herbs or suggestions on self-care. The patient has to lie down on their back and face in one side or front direction depending on where the person needs to insert the needles. The patient can feel a tingling sensation when each needle is being inserted. After the needles are inserted, sometimes one can feel a little pain, but it will automatically subside after some time. Generally, there is no pain during the treatment, and the needles are placed for five minutes to half an hour. Sometimes after inserting the needles, they are stimulated with electric current or heated depending on the type of acupuncture treatment in Houston. A patient having a chronic condition needs 1 or 2 treatments in a week for many months whereas people are having acute problem recovers after ten to twelve sessions. The needles are put in specific places where the connective tissue, muscles, and nerves are stimulated thereby increasing the blood flow.

Risks Associated with Acupuncture

•  Using needles that are unsterilized can causes infection to the patients.

•  The treatment can become fatal if the patient is taking blood thinners or suffering from a bleeding disorder.

•  There might be soreness, bruising or bleeding at the insertion areas.

•  In rare scenarios, a needle can break and damages the internal organs.

•  The Food and Drug Administration in the United States regulates the needles used for acupuncture treatment in Houston ( ) as the manufacturers need to follow specific standards and the needles must be used only by a licensed acupuncturist.

Advantages of Using Acupuncture

•  The treatment would be safe if performed ethically.

•  Side effects are very few and able to certain types of pain.

•  Patients who are unable to reduce their pain with other medications can be benefited with acupuncture treatment in Houston.

Posted by brucem231 at 5:03 AM EST
A Complete Guide on Hardcoat Anodizing
Topic: Business
The hardcoat anodizing company specifically uses this process to treat aluminum components that are subjected to heavy-duty wear and tear. Hardcoat anodizing provides smoother and harder finish than standard anodizing ( ). It converts the aluminum part's surface into decorative, extremely durable, and highly corrosion resistant finish.

How does hardcoat anodizing work?

Hardcoat anodizing is a highly controlled oxidation process. In this process, the aluminum part is immersed into a sulphuric acid bath at 32°F, and an electric current is passed through the bath. A cathode is mounted inside the anodizing tank and aluminum acts as an anode. Oxygen ions are released from an electrolyte solution to combine with aluminum atoms to form a layer of aluminum oxide on a surface of the part being anodized. The amount of time aluminum part has been submerged determines the thickness of a coating. This process creates a uniform oxide layer on the surface of the aluminum part.

Advantages of hardcoat anodizing

Hardcoat anodizing has made aluminum one of the most respected and widely used materials in the metal industry. It offers a vast range of advantages. Let’s have a look at a few of them.

Corrosion resistance

Hardcoat anodizing forms highly corrosion resistant finish which protects aluminum part underneath it from weather and moisture. It forms a thick oxide film across the entire surface of the workpiece. Because of its high surface hardness and excellent corrosion resistance, a hardcoat anodizing company uses this process for aluminum parts to be used in marine environments, corrosive atmospheric conditions and harsh environment of space.

Highly durable

Hardcoat anodizing provides an extremely durable surface. As oxide film is fully integrated with the underlying aluminum substrate, resulting surface is highly resistant to peeling, flaking and chipping. Hardcoat anodized aluminum surfaces are very hard and highly resistant to wear and tear and do not peel off easily. Hardcoat anodized aluminum is ten times more wear resistant than ordinary anodized aluminum.

High-quality finishing

Hardcoat anodizing forms a porous layer of aluminum oxide that allows secondary processes such as coloring and sealing. It provides high-quality finishing to aluminum parts. Aluminum parts can be dyed to any desired color.

Maintenance free

Type III anodized aluminum parts are almost maintenance free and easy to clean. Once aluminum components are anodized by a hardcoat anodizing company, there is no huge maintenance and repair required as in the case of other metal finishing processes.

Improve lubricity

Hardcoat anodizing improves the lubrication of aluminum parts significantly. It increases abrasion resistance and provides surfaces that have a high degree of lubricity. This property of hardcoat anodizing makes it ideal for coating of aluminum components ( ) to be used in industrial machinery.


Last but not least, hardcoat anodizing is cost-effective coating process. Aluminum oxide is not applied to the aluminum parts like paint or plating, so less equipment and labor required.

If you are also looking for protective finishing of aluminum components, there is nothing that can match hardcoat anodizing, and more importantly, these days hiring a hardcoat anodizing company is not so expensive as well.

Posted by brucem231 at 3:43 AM EST
Friday, 4 January 2019
Finding Regular Work as a Freelance Graphic Designer
Topic: employment
If you are a freelance graphic designer in Los Angeles, you will find that there is no shortage of work for talented and hardworking individuals in this city. At the same time, there is intense competition for the available positions ( ). You must be more than very good to float a successful graphic design career here.

Here are a few suggestions for remaining consistently employed in Los Angeles:

Be Versatile in Your Graphic Design Work

As a graphic designer, you should be able to use different graphic design software and design cards, leaflets, posters, brochures, manuals, books, and other materials that companies need for marketing and other purposes. An increasing number of companies hire freelance graphic designers to do this work for them as it is more economical and convenient than maintaining an in-house art department. If you are versatile and can do a lot of what they want, your chances of landing work will go up. That said, you must also be very good at everything you undertake.

Set Your Graphic Design Rates

Graphic design rates can vary depending on talent, experience, and client. Compare your work to successful designers working in the creative field in Los Angeles and find out how much they charge, per project or per hour. Research the companies you want to work with and find out how much they generally pay the freelance graphic designers they hire. Set your work rates based approximately on these figures. Don’t set the rate so high that you’re beyond the budget of most companies and don’t set it so low either that employers take you for an amateur. Be mindful, however, that if you don’t have a lot of experience under your belt and your portfolio is sparse, you may have to settle, at least temporarily, for a payment that is on the lower end of the salary spectrum.

Sign Up with a Creative Staffing Agency

A reputable creative staffing agency will generally have many contacts within the creative industry. They will have a thorough understanding of how the industry works and know which creative companies are currently hiring and for what positions. Keeping the industry demand in mind, the agency maintains a roster of creative talent and they connect them with the companies seeking to hire graphic designers. If you sign up with them, provided your work is up to par, you can look forward to a steady stream of design jobs.

Keep Your Graphic Design Portfolio Updated

Whether you freelance on your own or work with a creative staffing agency, one thing you should do is to keep your graphic design portfolio regularly updated. Staying current with changing trends is often an issue in the graphic design field. Any freelance graphic designer in Los Angeles will know how quickly trends appear and disappear in the market ( ). To do well in such a quickly changing industry, you will need to make sure that the designs you create either remain current or have a universal appeal that can transcend and survive the fluctuating trends.

Posted by brucem231 at 4:31 AM EST
The Right Creative Staffing Agency can Match You with the Perfect Job
Topic: employment
Getting a creative job in Los Angeles can be difficult as each position attracts a high number of very qualified and talented applicants. With such stiff competition ( ), you may find yourself pounding the pavement quite a bit. Shoes are expense, so let’s expand your options by signing up with a creative staffing agency.

Whether you are looking for a job as an illustrator, a graphic designer, a web developer, a writer, or in any other digital/creative capacity, the agency will be able to match you with companies seeking creative talent. Of course, the agency will first review your portfolio, credentials, and work experience. They will add you to their talent database and connect you with their clients only after they find you satisfactory on all fronts.

Find the Right Creative Staff Agency

While some creative staffing agencies represent a wide range of creative talent, others have narrow specializations and may focus on specific talents. More important than this, however, is the extent of industry contacts an agency has. The more widespread their industry contacts, the higher chances you will have of finding suitable employment.

To contact the right creative staffing agency in Los Angeles, first conduct an online search and visit different agency websites. If an agency is reputable, with a decent amount of experience in the creative industry, their website will reflect this. It will have clearly stated information about their work and the companies they work with. This ought to give you a good idea of their industry influence.

If they work with the top companies, you want to be on board. Check if they are accepting new talent and what their requirements are. If you meet their criteria and have a strong portfolio ready, send in your application through their preferred way of contact. This may be via email or through their online form. First impressions count, so take your time and make sure your application and portfolio are well-thought-out and above par.

Be Clear About the Job You Want

While the agency will be doing the job search legwork for you, it will help if you make the task easier for them by keeping up your end. Your employment chances will increase if you have a clear idea about the type of job you want and the kind of work you are willing to do. You should also keep your portfolio updated with appropriate work samples tailored to display your talent for your preferred job.

The creative staffing agency will note your specialties, and this will save their time and the employer’s time when sifting through potential candidates for a position. The agency will only connect you with employers that are looking for exactly what you have to offer. Since employers are aware that creative staffing agencies vet their talent with utmost care ( ), they are likely to hire you faster than you would be if you applied on your own.

As you see, registering with a creative staffing agency in Los Angeles will garner you more and better professional opportunities.

Posted by brucem231 at 4:24 AM EST
Five marketing job interview questions to hire the right talent
Topic: employment
Whether you are an established organization or a startup, hiring the right people for your marketing team can be challenging. There are many recommendations when it comes to hiring marketers ( Vitamintalent/Marketing-job-interview-questions ). Some go for people with lots of experience while some go for people who are willing to learn.

No matter what type of people you select, there cannot be an interview without questions. Here are top marketing job interview questions you need to ask every candidate.

What Is the Difference Between Selling and Marketing?

There is a thin line between sales and marketing. In many small and large companies, you will find conflicts between marketing and sales teams. The conflicts arise about the role of marketing and the role of sales and such conflicts affect the productivity of the company.

A candidate who has a fundamental sense of understanding about marketing and sales would be able to work well with the sales team. If the candidate does not have a basic knowledge of sales and marketing, he/she is more likely to increase conflicts between the two teams. The ideal candidate would understand the contributions of both groups and help improve the overall success of the company.

Which Innovative Strategy Would You Implement If You Are Selected for This Position?

This is one of the important marketing job interview questions that tests a candidate’s knowledge. The candidate's answer would help you determine if the candidate keeps a tab on the latest marketing trends. Some of the things to look in the answer are:

·  Is the candidate able to name one or more new marketing tactics?

·  Is the candidate confident about his/her marketing strategies?

·  Is the candidate clear about how to implement the marketing strategies?

How Would You Respond to a Customer Who Leaves a Negative Review?

Feedback is a gift, and negative feedback is valuable to measure your performance. The purpose of this question is to know how the candidate handles the negative press. The marketer should understand that negative feedback should be taken into account in marketing strategy.  Here are some things you need to look for in an answer.

·  Is the candidate comfortable speaking about negative feedback?

·  Is the candidate able to draw up a plan to convert negative branding into a positive one?

·  How does the candidate look at the negative review? – A setback or an opportunity.

The right candidate would look at the negative review as an opportunity to address the customer issue in a holistic and respectful way.  The marketer should take the accountability and responsibility to make a customer happy and best accomplish the customer’s future interaction with the brand.

These are some of the top marketing job interview questions that will help you select full-stack marketers who have knowledge of all types of business marketing. Based on the job position ( Vitamintalent/What-we-do ), you can ask some role-specific questions to the candidate.

Do you know any other questions that should be asked at marketing job interviews? Please feel free to comment.

Posted by brucem231 at 4:20 AM EST

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